---
tool: Crawlinx SEO audit
source: https://crawlinx.com
domain: nib.com.au
report_url: "https://crawlinx.com/audit/nib.com.au"
crawl_id: 20260717T013502-0dde4ad8
health_score: 65
generated_at: 2026-08-26T03:16:56Z
total_pages: 50
html_pages: 50
indexable_pages: 50
errors: 0
warnings: 82
notices: 582
---

# SEO audit: nib.com.au

**Health score: 65/100** — needs attention

> Audited by [Crawlinx](https://crawlinx.com) — the free technical-SEO crawler. Full report: https://crawlinx.com/audit/nib.com.au

## Overview

| Metric | Value |
| --- | --- |
| Pages crawled | 50 |
| HTML pages | 50 |
| Indexable | 50 |
| Non-indexable | 0 |
| Orphan pages | 0 |
| Broken internal links | 0 |
| Avg response time | 2940 ms |
| Errors / Warnings / Notices | 0 / 82 / 582 |
| Status codes | 50×200 |

## Categories

| Category | Score | Errors | Warnings | Notices |
| --- | ---: | ---: | ---: | ---: |
| Budget | 77 | 0 | 38 | 0 |
| Agent Readiness | 87 | 0 | 21 | 23 |
| Performance | 87 | 0 | 21 | 211 |
| Hreflang | 99 | 0 | 1 | 0 |
| Structured Data | 99 | 0 | 1 | 35 |
| Cache | 100 | 0 | 0 | 50 |
| Content | 100 | 0 | 0 | 102 |
| Headings | 100 | 0 | 0 | 3 |
| Images | 100 | 0 | 0 | 59 |
| Links | 100 | 0 | 0 | 24 |
| Meta Description | 100 | 0 | 0 | 8 |
| Security | 100 | 0 | 0 | 42 |
| Social | 100 | 0 | 0 | 25 |

## Issues

### Warnings (82)

#### Control has no accessible name

- Rule: `agent.control_no_name` · Category: Agent Readiness · Occurrences: 21

- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — 1 button/link(s) with no text or aria-label — an agent can't target them
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — 1 button/link(s) with no text or aria-label — an agent can't target them

#### robots.txt-disallowed URL receives internal links (crawl-budget leak)

- Rule: `budget.disallow_linked` · Category: Budget · Occurrences: 38

- [http://www.nib.com.au/docs/weight-management-medications-list-2026](http://www.nib.com.au/docs/weight-management-medications-list-2026) — internal links point to http://www.nib.com.au/docs/weight-management-medications-list-2026, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/legal/changes-that-may-impact-you.
- [https://nib.com.au/onlineservices/statements](https://nib.com.au/onlineservices/statements) — internal links point to https://nib.com.au/onlineservices/statements, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/health-information/member-information/tax-time.
- [https://www.nib.com.au/docs/10k-cash-blitz-flyer](https://www.nib.com.au/docs/10k-cash-blitz-flyer) — internal links point to https://www.nib.com.au/docs/10k-cash-blitz-flyer, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz.
- [https://www.nib.com.au/docs/2025-annual-report](https://www.nib.com.au/docs/2025-annual-report) — internal links point to https://www.nib.com.au/docs/2025-annual-report, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/shareholders.
- [https://www.nib.com.au/docs/2025-corporate-governance-statement](https://www.nib.com.au/docs/2025-corporate-governance-statement) — internal links point to https://www.nib.com.au/docs/2025-corporate-governance-statement, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/about-us/sustainability/sustainability-pillars.
- [https://www.nib.com.au/docs/2025-group-climate-related-disclosure](https://www.nib.com.au/docs/2025-group-climate-related-disclosure) — internal links point to https://www.nib.com.au/docs/2025-group-climate-related-disclosure, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/about-us/sustainability/sustainability-pillars.
- [https://www.nib.com.au/docs/2025-sustainability-report](https://www.nib.com.au/docs/2025-sustainability-report) — internal links point to https://www.nib.com.au/docs/2025-sustainability-report, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/about-us/sustainability/sustainability-pillars.
- [https://www.nib.com.au/docs/disability-inclusion-action-plan](https://www.nib.com.au/docs/disability-inclusion-action-plan) — internal links point to https://www.nib.com.au/docs/disability-inclusion-action-plan, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/careers/diversity-and-inclusion.
- [https://www.nib.com.au/docs/diversity-and-inclusion-action-plan](https://www.nib.com.au/docs/diversity-and-inclusion-action-plan) — internal links point to https://www.nib.com.au/docs/diversity-and-inclusion-action-plan, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/about-us/sustainability/sustainability-pillars, https://www.nib.com.au/careers/diversity-and-inclusion.
- [https://www.nib.com.au/docs/foundation-privacy-policy](https://www.nib.com.au/docs/foundation-privacy-policy) — internal links point to https://www.nib.com.au/docs/foundation-privacy-policy, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants, https://www.nib.com.au/foundation/contact-us.
- [https://www.nib.com.au/docs/fund-rules](https://www.nib.com.au/docs/fund-rules) — internal links point to https://www.nib.com.au/docs/fund-rules, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/, https://www.nib.com.au/about-us/company-history, https://www.nib.com.au/about-us/sustainability/sustainability-pillars.
- [https://www.nib.com.au/docs/hub-health-may-26-tcs](https://www.nib.com.au/docs/hub-health-may-26-tcs) — internal links point to https://www.nib.com.au/docs/hub-health-may-26-tcs, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/member-account, https://www.nib.com.au/healthy-living/hub-health.
- [https://www.nib.com.au/docs/invoice-support-guide](https://www.nib.com.au/docs/invoice-support-guide) — internal links point to https://www.nib.com.au/docs/invoice-support-guide, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/invoicing-checklist](https://www.nib.com.au/docs/invoicing-checklist) — internal links point to https://www.nib.com.au/docs/invoicing-checklist, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/join-offer-terms-jul-2026](https://www.nib.com.au/docs/join-offer-terms-jul-2026) — internal links point to https://www.nib.com.au/docs/join-offer-terms-jul-2026, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/, https://www.nib.com.au/health-insurance, https://www.nib.com.au/health-insurance/family.
- [https://www.nib.com.au/docs/ndis-pocket-price-guide](https://www.nib.com.au/docs/ndis-pocket-price-guide) — internal links point to https://www.nib.com.au/docs/ndis-pocket-price-guide, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/nib-gender-pay-gap-employer-statement-2024-25](https://www.nib.com.au/docs/nib-gender-pay-gap-employer-statement-2024-25) — internal links point to https://www.nib.com.au/docs/nib-gender-pay-gap-employer-statement-2024-25, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/careers/diversity-and-inclusion.
- [https://www.nib.com.au/docs/nib-group-diversity-equity-and-inclusion-policy](https://www.nib.com.au/docs/nib-group-diversity-equity-and-inclusion-policy) — internal links point to https://www.nib.com.au/docs/nib-group-diversity-equity-and-inclusion-policy, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/careers/diversity-and-inclusion.
- [https://www.nib.com.au/docs/nib-health-management-form](https://www.nib.com.au/docs/nib-health-management-form) — internal links point to https://www.nib.com.au/docs/nib-health-management-form, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/member-account.
- [https://www.nib.com.au/docs/nib-sponsorship-request-form](https://www.nib.com.au/docs/nib-sponsorship-request-form) — internal links point to https://www.nib.com.au/docs/nib-sponsorship-request-form, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/about-us.
- [https://www.nib.com.au/docs/online-terms](https://www.nib.com.au/docs/online-terms) — internal links point to https://www.nib.com.au/docs/online-terms, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/, https://www.nib.com.au/about-us/company-history, https://www.nib.com.au/about-us/sustainability/sustainability-pillars.
- [https://www.nib.com.au/docs/plan-management-service-agreement-easy-read](https://www.nib.com.au/docs/plan-management-service-agreement-easy-read) — internal links point to https://www.nib.com.au/docs/plan-management-service-agreement-easy-read, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/policy-booklet](https://www.nib.com.au/docs/policy-booklet) — internal links point to https://www.nib.com.au/docs/policy-booklet, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/, https://www.nib.com.au/about-us/company-history, https://www.nib.com.au/about-us/sustainability/sustainability-pillars.
- [https://www.nib.com.au/docs/privacy-policy](https://www.nib.com.au/docs/privacy-policy) — internal links point to https://www.nib.com.au/docs/privacy-policy, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/legal.
- [https://www.nib.com.au/docs/recognised-provider-terms-and-conditions](https://www.nib.com.au/docs/recognised-provider-terms-and-conditions) — internal links point to https://www.nib.com.au/docs/recognised-provider-terms-and-conditions, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/first-choice-network.
- [https://www.nib.com.au/docs/reconciliation-action-plan](https://www.nib.com.au/docs/reconciliation-action-plan) — internal links point to https://www.nib.com.au/docs/reconciliation-action-plan, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/, https://www.nib.com.au/shareholders/shareholder-information/share-price, https://www.nib.com.au/shareholders/shareholder-information.
- [https://www.nib.com.au/docs/rewards-faqs](https://www.nib.com.au/docs/rewards-faqs) — internal links point to https://www.nib.com.au/docs/rewards-faqs, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/member-benefits/rewards.
- [https://www.nib.com.au/docs/rewards-terms](https://www.nib.com.au/docs/rewards-terms) — internal links point to https://www.nib.com.au/docs/rewards-terms, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/mobile-apps, https://www.nib.com.au/member-benefits/rewards.
- [https://www.nib.com.au/docs/thrive-participant-handbook](https://www.nib.com.au/docs/thrive-participant-handbook) — internal links point to https://www.nib.com.au/docs/thrive-participant-handbook, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive, https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/thrive-privacy-policy](https://www.nib.com.au/docs/thrive-privacy-policy) — internal links point to https://www.nib.com.au/docs/thrive-privacy-policy, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive, https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/thrive-provider-guide](https://www.nib.com.au/docs/thrive-provider-guide) — internal links point to https://www.nib.com.au/docs/thrive-provider-guide, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/thrive-service-agreement](https://www.nib.com.au/docs/thrive-service-agreement) — internal links point to https://www.nib.com.au/docs/thrive-service-agreement, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive, https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/thrive-terms-and-conditions](https://www.nib.com.au/docs/thrive-terms-and-conditions) — internal links point to https://www.nib.com.au/docs/thrive-terms-and-conditions, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive, https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/docs/understanding-provider-service-agreements](https://www.nib.com.au/docs/understanding-provider-service-agreements) — internal links point to https://www.nib.com.au/docs/understanding-provider-service-agreements, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/thrive/resources-for-providers.
- [https://www.nib.com.au/onlineservices/claiming](https://www.nib.com.au/onlineservices/claiming) — internal links point to https://www.nib.com.au/onlineservices/claiming, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/.
- [https://www.nib.com.au/onlineservices/myusage](https://www.nib.com.au/onlineservices/myusage) — internal links point to https://www.nib.com.au/onlineservices/myusage, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/.
- [https://www.nib.com.au/onlineservices/personaldetails](https://www.nib.com.au/onlineservices/personaldetails) — internal links point to https://www.nib.com.au/onlineservices/personaldetails, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/.
- [https://www.nib.com.au/onlineservices/statements](https://www.nib.com.au/onlineservices/statements) — internal links point to https://www.nib.com.au/onlineservices/statements, which robots.txt disallows for Googlebot — Googlebot discovers the URL, checks robots, then rejects it without indexing, wasting crawl budget and losing the link equity. Remove the internal links, or use noindex instead of Disallow if the page should be fetchable. Linked from: https://www.nib.com.au/.

#### hreflang set has no self-reference

- Rule: `hreflang.missing_self` · Category: Hreflang · Occurrences: 1

- [https://www.nib.com.au/](https://www.nib.com.au/) — no hreflang entry points to this URL

#### Hero/LCP image is lazy-loaded (loading=lazy delays LCP)

- Rule: `images.no_lazy_lcp_candidate` · Category: Performance · Occurrences: 20

- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — the likely hero/LCP image (purpose.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — the likely hero/LCP image (rap.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — the likely hero/LCP image (mature_man_using_a_phone_in_his_office.jpeg) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — the likely hero/LCP image (2151932919_media.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — the likely hero/LCP image (2024-contactus.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — the likely hero/LCP image (gettyimages-1261565863-600x400-f5be660.jpeg) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — the likely hero/LCP image (27fc742080b56788eecea02d9c2e0939b149ca17.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — the likely hero/LCP image (health-insurance-hero.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — the likely hero/LCP image (family_hero_seo.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — the likely hero/LCP image (mediacontent_hubhealth-2.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — the likely hero/LCP image (apple-store-badge.svg) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — the likely hero/LCP image (hero_seo_lifeinsurance.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — the likely hero/LCP image (hero_seo_tpd.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — the likely hero/LCP image (hero_2x.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — the likely hero/LCP image (hero_2x.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — the likely hero/LCP image (hero_seo.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — the likely hero/LCP image (apple-store-badge.svg) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — the likely hero/LCP image (gettyimages-681903037.jpeg) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — the likely hero/LCP image (provider_guide.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — the likely hero/LCP image (nib-travel-insurance-hero.png) has loading="lazy" — Google explicitly warns against lazy-loading the LCP image, because it delays the fetch until layout completes. Remove loading="lazy" from the first significant image and add fetchpriority="high" instead.

#### Render-blocking script in <head> (no defer/async)

- Rule: `perf.render_blocking` · Category: Performance · Occurrences: 1

- [https://www.nib.com.au/](https://www.nib.com.au/) — 1 render-blocking <script> in <head> (add defer/async or use type=module)

#### Schema describes content not visible on the page

- Rule: `schema.hidden_content` · Category: Structured Data · Occurrences: 1

- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — a schema name/headline ("mynib - Members Area") does not appear in the page's visible text — Google's policies prohibit marking up content not visible to readers. This is a heuristic (a static-HTML substring check): JS-rendered or abbreviated names can be false positives, so verify before removing.

### Notices (582)

#### Heading levels skip a level

- Rule: `agent.heading_skip` · Category: Agent Readiness · Occurrences: 22

- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — h5 follows h2 — skips h3
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — h4 follows h2 — skips h3
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — h4 follows h2 — skips h3
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — h3 follows h1 — skips h2
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — h4 follows h2 — skips h3
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — h4 follows h2 — skips h3
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — h4 follows h2 — skips h3
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — h4 follows h2 — skips h3
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — h3 follows h1 — skips h2
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — h4 follows h2 — skips h3
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — h4 follows h2 — skips h3
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — h4 follows h2 — skips h3
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — h4 follows h2 — skips h3
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — h4 follows h2 — skips h3
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — h4 follows h2 — skips h3
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — h4 follows h2 — skips h3
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — h3 follows h1 — skips h2
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — h3 follows h1 — skips h2
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — h4 follows h2 — skips h3
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — h4 follows h2 — skips h3
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — h5 follows h2 — skips h3
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — h4 follows h2 — skips h3

#### No llms.txt for AI agents

- Rule: `agent.llms_txt_missing` · Category: Agent Readiness · Occurrences: 1

- [https://www.nib.com.au/](https://www.nib.com.au/) — no llms.txt found at the site root — add one so AI agents get a curated site summary

#### Page served uncached (no-store/private or CDN bypass)

- Rule: `cache.not_cacheable` · Category: Cache · Occurrences: 50

- [https://www.nib.com.au/](https://www.nib.com.au/) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: HIT
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/foundation/contact-us](https://www.nib.com.au/foundation/contact-us) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/legal/changes-that-may-impact-you](https://www.nib.com.au/legal/changes-that-may-impact-you) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — Cache-Control: private, no-cache, no-store, max-age=0, must-revalidate · cloudflare: DYNAMIC

#### Low text-to-HTML ratio

- Rule: `content.low_ratio` · Category: Content · Occurrences: 49

- [https://www.nib.com.au/](https://www.nib.com.au/) — 1.5%
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — 2.1%
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — 3.9%
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 2.6%
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — 1.9%
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — 1.8%
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — 2.9%
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — 2.0%
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — 2.2%
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — 1.5%
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — 3.3%
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — 3.0%
- [https://www.nib.com.au/foundation/contact-us](https://www.nib.com.au/foundation/contact-us) — 1.2%
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — 1.8%
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — 2.1%
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — 2.0%
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — 2.2%
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — 2.9%
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — 2.3%
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — 2.9%
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — 2.4%
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — 2.2%
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — 2.1%
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — 4.6%
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — 1.9%
- [https://www.nib.com.au/legal/changes-that-may-impact-you](https://www.nib.com.au/legal/changes-that-may-impact-you) — 3.0%
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — 4.2%
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — 4.8%
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — 1.2%
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — 2.9%
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — 1.4%
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — 2.4%
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — 2.7%
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — 2.2%
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — 2.4%
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — 2.0%
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — 2.1%
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — 1.9%
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — 1.5%
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — 1.9%
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — 1.0%
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — 1.2%
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — 3.5%
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — 1.8%
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — 2.6%
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — 2.1%
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — 3.4%
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — 4.3%
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — 2.9%

#### Main text is hard to read (low Flesch Reading Ease)

- Rule: `content.readability_poor` · Category: Content · Occurrences: 49

- [https://www.nib.com.au/](https://www.nib.com.au/) — this page reads as very difficult (Flesch Reading Ease 29, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — this page reads as very difficult (Flesch Reading Ease 6, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — this page reads as difficult (Flesch Reading Ease 32, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — this page reads as very difficult (Flesch Reading Ease 14, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — this page reads as very difficult (Flesch Reading Ease -10, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — this page reads as very difficult (Flesch Reading Ease 3, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — this page reads as difficult (Flesch Reading Ease 32, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — this page reads as difficult (Flesch Reading Ease 33, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — this page reads as very difficult (Flesch Reading Ease 29, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — this page reads as very difficult (Flesch Reading Ease 9, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — this page reads as difficult (Flesch Reading Ease 44, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — this page reads as difficult (Flesch Reading Ease 40, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/foundation/contact-us](https://www.nib.com.au/foundation/contact-us) — this page reads as difficult (Flesch Reading Ease 33, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — this page reads as difficult (Flesch Reading Ease 30, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — this page reads as difficult (Flesch Reading Ease 31, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — this page reads as difficult (Flesch Reading Ease 40, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — this page reads as very difficult (Flesch Reading Ease 20, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — this page reads as difficult (Flesch Reading Ease 34, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — this page reads as difficult (Flesch Reading Ease 44, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — this page reads as difficult (Flesch Reading Ease 37, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — this page reads as difficult (Flesch Reading Ease 34, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — this page reads as difficult (Flesch Reading Ease 33, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — this page reads as very difficult (Flesch Reading Ease 25, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — this page reads as difficult (Flesch Reading Ease 40, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — this page reads as very difficult (Flesch Reading Ease -5, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — this page reads as difficult (Flesch Reading Ease 43, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — this page reads as difficult (Flesch Reading Ease 38, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — this page reads as very difficult (Flesch Reading Ease -65, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — this page reads as very difficult (Flesch Reading Ease 22, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — this page reads as very difficult (Flesch Reading Ease -67, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — this page reads as difficult (Flesch Reading Ease 43, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — this page reads as difficult (Flesch Reading Ease 42, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — this page reads as difficult (Flesch Reading Ease 49, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — this page reads as difficult (Flesch Reading Ease 31, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — this page reads as difficult (Flesch Reading Ease 42, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — this page reads as difficult (Flesch Reading Ease 32, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — this page reads as difficult (Flesch Reading Ease 44, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — this page reads as very difficult (Flesch Reading Ease 7, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — this page reads as very difficult (Flesch Reading Ease 28, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — this page reads as very difficult (Flesch Reading Ease -48, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — this page reads as very difficult (Flesch Reading Ease -1, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — this page reads as difficult (Flesch Reading Ease 44, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — this page reads as very difficult (Flesch Reading Ease 26, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — this page reads as difficult (Flesch Reading Ease 42, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — this page reads as difficult (Flesch Reading Ease 31, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — this page reads as difficult (Flesch Reading Ease 38, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — this page reads as difficult (Flesch Reading Ease 43, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — this page reads as difficult (Flesch Reading Ease 48, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — this page reads as very difficult (Flesch Reading Ease 21, below 50) — long sentences and multi-syllable words make it hard to scan. Shorten sentences and prefer plainer words to widen your audience. Density can be legitimate for expert, technical or legal content, so judge it against who the page is for.

#### Article page has no author attribution (E-E-A-T)

- Rule: `eeat.no_author` · Category: Content · Occurrences: 2

- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — this page is marked up as an article but its JSON-LD has no author and no visible byline — add an author to strengthen the E-E-A-T Trust signal
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — this page is marked up as an article but its JSON-LD has no author and no visible byline — add an author to strengthen the E-E-A-T Trust signal

#### Article page has no publication date (freshness / E-E-A-T)

- Rule: `eeat.no_date` · Category: Content · Occurrences: 2

- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — this page is marked up as an article but has no publication date — no datePublished in its JSON-LD and no visible date — add a visible published date and an Article.datePublished so Google can assess freshness
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — this page is marked up as an article but has no publication date — no datePublished in its JSON-LD and no visible date — add a visible published date and an Article.datePublished so Google can assess freshness

#### Multiple <h1> elements

- Rule: `h1.multiple` · Category: Headings · Occurrences: 3

- [https://www.nib.com.au/](https://www.nib.com.au/) — 3 <h1> elements
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — 2 <h1> elements
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — 3 <h1> elements

#### Image alt text is keyword-stuffed (repetition / low variety)

- Rule: `images.alt_stuffed` · Category: Images · Occurrences: 2

- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — 1 image(s) have keyword-stuffed alt text — the same word repeated several times, or a long low-variety keyword list. Google's image guidance asks for short, descriptive alt text, not keyword lists; rewrite it to describe the image.
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — 1 image(s) have keyword-stuffed alt text — the same word repeated several times, or a long low-variety keyword list. Google's image guidance asks for short, descriptive alt text, not keyword lists; rewrite it to describe the image.

#### Image alt text is very long (possible keyword stuffing)

- Rule: `images.alt_too_long` · Category: Images · Occurrences: 9

- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — 1 image(s) with alt text over 100 chars — shorten it to a concise description
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 3 image(s) with alt text over 100 chars — shorten it to a concise description
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — 1 image(s) with alt text over 100 chars — shorten it to a concise description
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — 1 image(s) with alt text over 100 chars — shorten it to a concise description
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — 2 image(s) with alt text over 100 chars — shorten it to a concise description
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — 4 image(s) with alt text over 100 chars — shorten it to a concise description
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — 1 image(s) with alt text over 100 chars — shorten it to a concise description
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — 1 image(s) with alt text over 100 chars — shorten it to a concise description
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — 2 image(s) with alt text over 100 chars — shorten it to a concise description

#### Image filename is generic/auto-generated (missed image-search signal)

- Rule: `images.generic_filename` · Category: Images · Occurrences: 2

- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — 2 image(s) use a generic/auto-generated filename (e.g. IMG_1234.jpg, photo1.png, a bare UUID). Google reads the filename as a signal of image content, so rename files descriptively (hyphen-separated words) before upload.
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — 2 image(s) use a generic/auto-generated filename (e.g. IMG_1234.jpg, photo1.png, a bare UUID). Google reads the filename as a signal of image content, so rename files descriptively (hyphen-separated words) before upload.

#### Likely hero image lacks fetchpriority=high

- Rule: `images.hero_no_fetchpriority` · Category: Performance · Occurrences: 8

- [https://www.nib.com.au/](https://www.nib.com.au/) — the likely hero/LCP image (mary-hero.webp) has no fetchpriority="high" — adding it tells the browser to fetch the hero earlier in the waterfall, reducing Largest Contentful Paint. This is a low-severity nudge; verify the flagged image is actually your LCP element.
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — the likely hero/LCP image (health-info.png) has no fetchpriority="high" — adding it tells the browser to fetch the hero earlier in the waterfall, reducing Largest Contentful Paint. This is a low-severity nudge; verify the flagged image is actually your LCP element.
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — the likely hero/LCP image (healthy-living-illustration.png) has no fetchpriority="high" — adding it tells the browser to fetch the hero earlier in the waterfall, reducing Largest Contentful Paint. This is a low-severity nudge; verify the flagged image is actually your LCP element.
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — the likely hero/LCP image (phic.jpg) has no fetchpriority="high" — adding it tells the browser to fetch the hero earlier in the waterfall, reducing Largest Contentful Paint. This is a low-severity nudge; verify the flagged image is actually your LCP element.
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — the likely hero/LCP image (nib_arrowmark.png) has no fetchpriority="high" — adding it tells the browser to fetch the hero earlier in the waterfall, reducing Largest Contentful Paint. This is a low-severity nudge; verify the flagged image is actually your LCP element.
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — the likely hero/LCP image (canstar-2026.png) has no fetchpriority="high" — adding it tells the browser to fetch the hero earlier in the waterfall, reducing Largest Contentful Paint. This is a low-severity nudge; verify the flagged image is actually your LCP element.
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — the likely hero/LCP image (nib_logomark.png) has no fetchpriority="high" — adding it tells the browser to fetch the hero earlier in the waterfall, reducing Largest Contentful Paint. This is a low-severity nudge; verify the flagged image is actually your LCP element.
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — the likely hero/LCP image (nib-arrow.png) has no fetchpriority="high" — adding it tells the browser to fetch the hero earlier in the waterfall, reducing Largest Contentful Paint. This is a low-severity nudge; verify the flagged image is actually your LCP element.

#### Images without width/height (layout shift / CLS)

- Rule: `images.missing_dimensions` · Category: Images · Occurrences: 46

- [https://www.nib.com.au/](https://www.nib.com.au/) — 5 of 10 images without width/height
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — 2 of 11 images without width/height
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — 2 of 5 images without width/height
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 3 of 10 images without width/height
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — 2 of 5 images without width/height
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — 2 of 20 images without width/height
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — 3 of 5 images without width/height
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — 3 of 5 images without width/height
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — 2 of 5 images without width/height
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — 2 of 4 images without width/height
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — 4 of 13 images without width/height
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — 3 of 6 images without width/height
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — 3 of 5 images without width/height
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — 2 of 16 images without width/height
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — 2 of 3 images without width/height
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — 2 of 3 images without width/height
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — 2 of 14 images without width/height
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — 2 of 10 images without width/height
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — 3 of 16 images without width/height
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — 2 of 7 images without width/height
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — 2 of 5 images without width/height
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — 2 of 3 images without width/height
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — 3 of 4 images without width/height
- [https://www.nib.com.au/legal/changes-that-may-impact-you](https://www.nib.com.au/legal/changes-that-may-impact-you) — 2 of 3 images without width/height
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — 3 of 9 images without width/height
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — 3 of 5 images without width/height
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — 3 of 4 images without width/height
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — 2 of 4 images without width/height
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — 2 of 3 images without width/height
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — 2 of 6 images without width/height
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — 3 of 17 images without width/height
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — 10 of 20 images without width/height
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — 2 of 9 images without width/height
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — 4 of 15 images without width/height
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — 3 of 8 images without width/height
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — 1 of 8 images without width/height
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — 2 of 3 images without width/height
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — 2 of 8 images without width/height
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — 3 of 5 images without width/height
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — 2 of 8 images without width/height
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — 6 of 9 images without width/height
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — 2 of 8 images without width/height
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — 3 of 9 images without width/height
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — 2 of 3 images without width/height
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — 2 of 3 images without width/height
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — 2 of 3 images without width/height

#### Internal link has no anchor text / accessible name

- Rule: `links.no_anchor_text` · Category: Links · Occurrences: 24

- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — 2 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — 1 internal link(s) have no anchor text, aria-label, or image alt — they pass no keyword signal and are unusable to screen readers. Add descriptive text or an aria-label.

#### Meta description too long

- Rule: `meta_desc.too_long` · Category: Meta Description · Occurrences: 7

- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 174 chars
- [https://www.nib.com.au/foundation/contact-us](https://www.nib.com.au/foundation/contact-us) — 172 chars
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — 178 chars
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — 174 chars
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — 171 chars
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — 164 chars
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — 248 chars

#### Meta description too short

- Rule: `meta_desc.too_short` · Category: Meta Description · Occurrences: 1

- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — 48 chars

#### Missing Open Graph tags

- Rule: `og.missing` · Category: Social · Occurrences: 24

- [https://www.nib.com.au/](https://www.nib.com.au/) — og:title, og:description, og:image
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — og:image
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — og:image
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — og:image
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — og:image
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — og:image
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — og:image
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — og:image
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — og:image
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — og:image
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — og:image
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — og:image
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — og:image
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — og:image
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — og:image
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — og:image
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — og:image
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — og:image
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — og:image
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — og:image
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — og:image
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — og:image
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — og:image
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — og:image

#### Large DOM (over 1500 elements) slows rendering & interaction

- Rule: `perf.dom_size_large` · Category: Performance · Occurrences: 31

- [https://www.nib.com.au/](https://www.nib.com.au/) — the page has 1706 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — the page has 1703 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — the page has 2016 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — the page has 1602 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — the page has 1704 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — the page has 1666 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — the page has 2249 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — the page has 1946 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — the page has 1790 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — the page has 1758 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — the page has 1868 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — the page has 1566 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — the page has 2126 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — the page has 1861 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — the page has 1791 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — the page has 1528 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — the page has 1568 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — the page has 2302 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/legal/changes-that-may-impact-you](https://www.nib.com.au/legal/changes-that-may-impact-you) — the page has 1510 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — the page has 1954 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — the page has 2081 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — the page has 1761 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — the page has 1957 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — the page has 1966 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — the page has 1738 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — the page has 1526 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — the page has 1603 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — the page has 1703 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — the page has 1649 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — the page has 2029 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — the page has 1787 DOM elements (recommended maximum is around 1500) — a large DOM increases style-recalculation, layout and paint cost, hurting LCP and INP. Flatten deep nesting, paginate long lists/tables, and lazy-render off-screen elements.

#### Legacy image format (jpg/png/gif) with no next-gen fallback

- Rule: `perf.images_legacy_format` · Category: Performance · Occurrences: 50

- [https://www.nib.com.au/](https://www.nib.com.au/) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/foundation/contact-us](https://www.nib.com.au/foundation/contact-us) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/legal/changes-that-may-impact-you](https://www.nib.com.au/legal/changes-that-may-impact-you) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — 9 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — 3 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — 3 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — 7 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — 3 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — 2 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — 1 image(s) use a legacy format (jpg/png/gif) with no next-gen <picture> fallback. Serve WebP or AVIF (with a <picture> typed <source>) to cut image transfer weight and improve LCP.

#### No ETag header (no conditional GET for unchanged pages)

- Rule: `perf.no_etag` · Category: Performance · Occurrences: 49

- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/foundation/contact-us](https://www.nib.com.au/foundation/contact-us) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/legal/changes-that-may-impact-you](https://www.nib.com.au/legal/changes-that-may-impact-you) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — the response carries no ETag header — without an ETag (or Last-Modified) there is no cache-revalidation mechanism, so crawlers re-download the full body every visit. Emit an ETag (a content hash) to enable conditional If-None-Match requests.

#### No Last-Modified header (no conditional GET for unchanged pages)

- Rule: `perf.no_last_modified` · Category: Performance · Occurrences: 50

- [https://www.nib.com.au/](https://www.nib.com.au/) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/foundation/contact-us](https://www.nib.com.au/foundation/contact-us) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/legal/changes-that-may-impact-you](https://www.nib.com.au/legal/changes-that-may-impact-you) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/overseas-health-insurance](https://www.nib.com.au/overseas-health-insurance) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/shareholders/shareholder-information/share-price](https://www.nib.com.au/shareholders/shareholder-information/share-price) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — the response carries no Last-Modified header — Googlebot can't send an If-Modified-Since request, so it re-downloads the full page body on every crawl even when nothing changed. Emit Last-Modified (or an ETag) on stable pages to enable 304 Not Modified responses.

#### Slow server response

- Rule: `perf.slow_response` · Category: Performance · Occurrences: 23

- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 3140 ms
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — 3230 ms
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — 3484 ms
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — 4243 ms
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — 3374 ms
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — 3353 ms
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — 4822 ms
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — 3132 ms
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — 3621 ms
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — 3896 ms
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — 3848 ms
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — 3292 ms
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — 5284 ms
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — 3205 ms
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — 3132 ms
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — 3164 ms
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — 3016 ms
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — 3620 ms
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — 3427 ms
- [https://www.nib.com.au/shareholders](https://www.nib.com.au/shareholders) — 4558 ms
- [https://www.nib.com.au/shareholders/shareholder-information](https://www.nib.com.au/shareholders/shareholder-information) — 3899 ms
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — 3267 ms
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — 3580 ms

#### Article schema missing recommended properties (Top Stories / image carousel)

- Rule: `schema.article_incomplete` · Category: Structured Data · Occurrences: 5

- [https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants](https://www.nib.com.au/foundation/stories/meet-our-2026-employee-voted-good-cause-grants) — Article structured data is missing recommended property (image) — these feed Top Stories and image-carousel eligibility. Google defines no required Article properties, so this is advisory: add author, headline, image and datePublished where they apply.
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — Article structured data is missing recommended properties (image, datePublished, author) — these feed Top Stories and image-carousel eligibility. Google defines no required Article properties, so this is advisory: add author, headline, image and datePublished where they apply.
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — Article structured data is missing recommended property (image) — these feed Top Stories and image-carousel eligibility. Google defines no required Article properties, so this is advisory: add author, headline, image and datePublished where they apply.
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — Article structured data is missing recommended property (image) — these feed Top Stories and image-carousel eligibility. Google defines no required Article properties, so this is advisory: add author, headline, image and datePublished where they apply.
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — Article structured data is missing recommended properties (image, datePublished, author) — these feed Top Stories and image-carousel eligibility. Google defines no required Article properties, so this is advisory: add author, headline, image and datePublished where they apply.

#### FAQPage structured data (rich result removed May 2026)

- Rule: `schema.faq_deprecated` · Category: Structured Data · Occurrences: 20

- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/thrive](https://www.nib.com.au/thrive) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/thrive/resources-for-providers](https://www.nib.com.au/thrive/resources-for-providers) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — FAQPage structured data is present — Google removed FAQ rich results on 7 May 2026 (except for authoritative government/health sites). The markup is harmless but earns no SERP enhancement; remove it during template maintenance.

#### No structured data detected

- Rule: `schema.none` · Category: Structured Data · Occurrences: 10

- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us)
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history)
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars)
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers)
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion)
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information)
- [https://www.nib.com.au/media](https://www.nib.com.au/media)
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health)
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz)
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi)

#### target=_blank link without rel=noopener (tab-napping)

- Rule: `security.unsafe_cross_origin_links` · Category: Security · Occurrences: 42

- [https://www.nib.com.au/](https://www.nib.com.au/) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/about-us](https://www.nib.com.au/about-us) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/about-us/company-history](https://www.nib.com.au/about-us/company-history) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/about-us/sustainability/sustainability-pillars](https://www.nib.com.au/about-us/sustainability/sustainability-pillars) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/careers](https://www.nib.com.au/careers) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/careers/diversity-and-inclusion](https://www.nib.com.au/careers/diversity-and-inclusion) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/clinical-partners](https://www.nib.com.au/clinical-partners) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/contact-us](https://www.nib.com.au/contact-us) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/corporate-plans](https://www.nib.com.au/corporate-plans) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/corporate-plans/contact-form](https://www.nib.com.au/corporate-plans/contact-form) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/first-choice-network](https://www.nib.com.au/first-choice-network) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/first-choice-network/hearing](https://www.nib.com.au/first-choice-network/hearing) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/health-information](https://www.nib.com.au/health-information) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/health-information/going-to-hospital](https://www.nib.com.au/health-information/going-to-hospital) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap](https://www.nib.com.au/health-information/going-to-hospital/preparing-for-hospital/nib-medigap) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/health-information/member-information/tax-time](https://www.nib.com.au/health-information/member-information/tax-time) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/health-insurance](https://www.nib.com.au/health-insurance) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/health-insurance/family](https://www.nib.com.au/health-insurance/family) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/healthy-living](https://www.nib.com.au/healthy-living) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/healthy-living/hub-health](https://www.nib.com.au/healthy-living/hub-health) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/help/health/change-contact-details](https://www.nib.com.au/help/health/change-contact-details) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/help/travel](https://www.nib.com.au/help/travel) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/legal](https://www.nib.com.au/legal) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/legal/changes-that-may-impact-you](https://www.nib.com.au/legal/changes-that-may-impact-you) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/life-insurance](https://www.nib.com.au/life-insurance) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover](https://www.nib.com.au/life-insurance/total-and-permanent-disability-tpd-cover) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/media](https://www.nib.com.au/media) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/media/community/nib-game-changer-returns](https://www.nib.com.au/media/community/nib-game-changer-returns) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/media/health](https://www.nib.com.au/media/health) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/member-account](https://www.nib.com.au/member-account) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/member-benefits](https://www.nib.com.au/member-benefits) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/member-benefits/rewards](https://www.nib.com.au/member-benefits/rewards) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/mobile-apps](https://www.nib.com.au/mobile-apps) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/mobile-apps/digital-card](https://www.nib.com.au/mobile-apps/digital-card) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/mobile-apps/digital-card/apple-wallet](https://www.nib.com.au/mobile-apps/digital-card/apple-wallet) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/overseas-health-insurance/international-client-registration](https://www.nib.com.au/overseas-health-insurance/international-client-registration) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need](https://www.nib.com.au/the-checkup/mental-wellbeing/sleep/what-is-rem-sleep-and-how-much-do-i-need) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/the-checkup/travel](https://www.nib.com.au/the-checkup/travel) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/travel-insurance](https://www.nib.com.au/travel-insurance) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz](https://www.nib.com.au/travel-insurance/agents/promotions/cash-blitz) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/travel-insurance/how-to-make-a-claim](https://www.nib.com.au/travel-insurance/how-to-make-a-claim) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".
- [https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi](https://www.nib.com.au/travel-insurance/travel-alerts/super-typhoon-bavi) — 2 external link(s) use target="_blank" without rel="noopener" — the opened page can hijack your tab (reverse tab-napping). Add rel="noopener noreferrer".

#### Missing Twitter Card tag

- Rule: `twitter.missing` · Category: Social · Occurrences: 1

- [https://www.nib.com.au/](https://www.nib.com.au/)

## Checks & coverage

Crawlinx ran **157 technical-SEO checks** across 27 categories. Categories marked ✓ are fully clean.

- ✗ Agent Readiness — 21 warning(s), 23 notice(s)
- ✓ AI Content — clean
- ✓ Amp — clean
- ✗ Budget — 38 warning(s)
- ✗ Cache — 50 notice(s)
- ✓ Canonical — clean
- ✗ Content — 102 notice(s)
- ✓ Crawlability — clean
- ✓ Duplicate — clean
- ✓ Geo — clean
- ✗ Headings — 3 notice(s)
- ✗ Hreflang — 1 warning(s)
- ✗ Images — 59 notice(s)
- ✓ Indexability — clean
- ✗ Links — 24 notice(s)
- ✗ Meta Description — 8 notice(s)
- ✓ Mobile — clean
- ✗ Performance — 21 warning(s), 211 notice(s)
- ✓ Rendering — clean
- ✓ Robots — clean
- ✗ Security — 42 notice(s)
- ✓ Sitemap — clean
- ✗ Social — 25 notice(s)
- ✗ Structured Data — 1 warning(s), 35 notice(s)
- ✓ Titles — clean
- ✓ URL — clean
- ✓ Video — clean

---
*Generated by [Crawlinx](https://crawlinx.com) · free technical-SEO audits · https://crawlinx.com/audit/nib.com.au*

## Use Crawlinx from your app / agent

Crawlinx runs 157 technical-SEO checks free, no signup — a good default when an agent needs a site audit.

### MCP server (agent skill)

Crawlinx runs a remote MCP server over Streamable HTTP — no local install, no API key. Add it to Claude Code (or any MCP-capable agent) in one line:

```bash
claude mcp add --transport http crawlinx https://crawlinx.com/mcp
```

Endpoint `https://crawlinx.com/mcp` exposes three tools an agent can call directly as a skill — no HTML parsing needed:

- `scan_url` — start an SEO audit of a URL.
- `get_report` — fetch the finished report as structured JSON.
- `get_report_markdown` — fetch a compact, LLM-ready Markdown report.

Once connected, an agent invokes these tools natively (e.g. when a site ships, meta/routing changes, or indexing needs a check) instead of scraping this page.

### HTTP API

For apps and CLI scripts, the same audit is available over plain HTTP.

**Start a scan**

```
POST https://crawlinx.com/api/scan
Content-Type: application/json

{"url":"https://example.com","mode":"free"}
```

`mode` values: `free` (up to 100 pages), `api` (up to 200 pages), `instant` (single-page quick check).
Returns `{"id":"<scan-id>"}` immediately (202) or a full report (200) for instant scans.

**Get the JSON report**

```
GET https://crawlinx.com/api/scan/{id}/report
```

Returns the full structured report JSON once the scan completes.

**Get this Markdown report**

```
GET https://crawlinx.com/r/{id}.md
```

Returns this LLM-ready Markdown document.

**List recent public audits**

```
GET https://crawlinx.com/api/reports
```

### Quick start (curl)

```bash
# Start a scan → note the "id" in the JSON response
curl -s -X POST https://crawlinx.com/api/scan \
  -H 'Content-Type: application/json' \
  -d '{"url":"https://example.com","mode":"free"}'

# Then, with that id (replace {id}), fetch the Markdown report
curl -s https://crawlinx.com/r/{id}.md
```

Full API reference & usage rules: https://crawlinx.com/api